How to successfully launch a Retailer-controlled Mobile Payment and Loyalty Solution securely

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Mobile payment

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Challenge

Operating tens of thousands of Convenience Stores and the most extensive network of Petrol Stations in the country, our client had to decide whether to give control of its customers to the mobile Over-The-Top players or retain it when launching a Mobile Payment and Loyalty service. Building on our capabilities, they managed to successfully meet their customer expectations while keeping the direct relationship to their most critical asset: customers. What is the best way to have a secure solution to offer the most innovative use-cases and at the same time cover the entire customer base?

Business Benefits

  • Keep the relationship with your customers direct and avoid OEM-Pays
  • A solution that runs on every Smartphone, while reducing Fraud
  • 15% decrease in total cost of ownership

Solution

  • Delivered enhanced app personalization with device binding
  • Implemented app integrity checks and protection at runtime (RASP)
  • Implemented secure storage for passwords, device ID and Payment Keys
  • Establishment of secure connection with robust TLS and certificate pinning
  • Additional protection through trust level management for each device

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